Parametric weather insurance provides automatic payouts like vouchers or loan credits when predefined weather thresholds are breached, enabling farmers to continue planting, repaying loans or purchase new inputs without delay. This ensures swift liquidity and operational continuity.
How it works
Farmers activates coverage
Coverage is embedded when farmers purchase agri supplies or take up a loan — no separate sign-up required.
Weather is tracked in real-time
Satellite and station-based weather data is continuously monitored to detect extreme weather.
Payouts triggered automatically
When weather thresholds are crossed, payouts are automatically activated.
Farmer receives payouts directly
Farmers receive funds quickly via co-ops, agents, or mobile transfers— no claims, no delays.
What it covers
Coverage varies based on product and insurer and, customized to crop type and region but typically includes:
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Recovery support
Covers costs of replanting, fertilizer inputs, or irrigation recovery when weather events impact crop cycle
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Crop damage compensation
Provides financial support when yields are lost or harvests are delayed due to adverse weather conditions
Why it works
Minimizes income volatility caused by unpredictable weather events and ensure stable livelihood
Provides quick relief when crops are affected, enabling quick replanting or input recovery
Removes complexity and barriers of traditional insurance models with automatic payouts
Minimizes administrative overheads with automated, claims-free disbursement
Reduces default risk on agri-loans and strengthens community-level recovery
Supports sustainability goals and climate-resilient farming practices
Results you can expect
Parametric weather insurance helps farmers bounce back faster and replant with confidence
Automatic payouts eliminate delays, assessments and paperwork
Strengthen trust, engagement, and productivity across agri network
Built for your industry
Agriculture & Carbon Market
Support sustainable farming with climate-resilient financial protection for all stakeholders
