Protect what your customer owns — no matter where or how they live

Whether customers rent, co-live, or own, their belongings matter. When theft, accidents, or damage strike, Home Contents Insurance helps them bounce back fast. It’s embedded in your experience, hassle-free and built to protect what they care about.

Home Contents Insurance protects your customer’s personal belongings – from laptops and phones to furniture and essentials – against theft, damage, or loss. It’s embedded into digital journeys where it belongs: inside your app, your rental flow, or your premium account.

How it works

Your customer activates coverage
Your customer activates coverage

Insurance is embedded in digital accounts, rental platforms, or smart living flows — or offered as a simple opt-in.

Something happens to their insured items

A break-in, water leakage, fire, or accident affects their personal belongings.

Your customer submits a claim

Through your channels, our platform, or directly to the insurer.

Their issue is quickly resolved

Fast. Frictionless. Done.

What it covers

Coverage varies by product and insurer, but typically includes:

  • Theft

    Covers stolen belongings – whether at home, during a break-in, or outside the home

  • Fire & Water Damage

    Covers damage to personal items caused by fire, flooding, or plumbing-related incidents

  • Lost or Stolen Keys

    Covers costs related to lock and key replacements in the event of loss or theft

  • Alternative Accommodation or Loss of Rental

    Covers temporary housing for your customer (or rental income loss for landlords) if the home becomes uninhabitable

  • Renters’ Liability

    Covers accidental damage your customer causes to the rental property (e.g. walls, flooring, fixtures)

  • Building Structure (for Owners)

    Optional coverage for structural damage, if your customer owns the property

  • Home Assistance

    Provides access to emergency home services (e.g. locksmiths, electricians, plumbers)

Why it works

Protects everyday items they rely on — from phones to furniture

Eliminates the need to shop for separate home insurance

Delivers coverage that feels accessible, not overwhelming

Provide value-added lifestyle offering that complements core offering

Strengthens customer trust and encourage adoption of digital platform

Enhances business credibility through supporting customer’s everyday lives

Results you can expect

Embedded protection becomes a driver for paid tiers or bundled offers

Customers stick with platforms that have their back

Providing Home Content Insurance reinforces reliability and strengthens brand reputation

Built for your industry

PropTech Platforms

Offer renters and homeowners protection directly in the rental or housing journey

Fintechs & Neobanks
Fintechs & Neobanks

Bundle contents insurance into current accounts or premium banking plans

Payments
Payments

Add adjacent lifestyle services that complement products or services and increase perceived value at checkout

Digital Platforms
Lifestyle & Digital Ecosystems

Embed household support into your broader platform experience

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